Merchant cash advance

Merchant cash advances

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Merchant cash advances

Merchant cash advance: key facts

An MCA gives you a lump sum upfront. The lender works directly with your card terminal provider to take a pre-agreed percentage of your card sales as repayments.

Repayments go up and down proportionally to your income, helping you to maintain a good cash flow.

An MCA is helpful if your business doesn’t have many assets, but takes a significant percentage of its income through card payments.

Borrow against your future card sales

Repay in line with your earnings

You could be eligible even if you don’t have many assets

BUSINESS LOANS

How does Funding Options work?

1

Tell us how much you need

We’ll ask a few questions about your business and the reason for your loan.

2

Get quotes instantly

Our smart technology will compare quotes from up to 120+ lenders to help you find the ideal business loan.

3

Apply for a Business Loan 🎉

We'll be there to guide you through every step of the process.

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Want to understand the cost of your loan?

Use the calculator provided below to estimate your repayments for a merchant cash advance (MCA)

Factor rates vary depending on the lender - we typically see rates from 1.05.

Calculations are indicative only and intended as a guide only. The figures calculated are not a statement of the actual repayments that will be charged on any actual loan and do not constitute a loan offer.

Your results

Daily average repayment

£0

Approximate repayment in days

Total repayment of the loan

£0

Financial product information

Representative example*

• 7.63% APR Representative based on a loan of £50,000 repayable over 24 months.

• Monthly repayment of £2,252.94. The total amount payable is £54,070.56

*Some lenders may apply fees during the application process, please note that these are set and provided by these entities.

Annual Percentage Rates

Rates from 2.75% APR

Repayment period

1 month to 30 years terms

Trusted by over 18,600 customers

Disclaimer:

Funding Options helps UK firms access business finance, working directly with businesses and their trusted advisors. We are a credit broker and do not provide loans ourselves. All finance and quotes are subject to status and income. Applicants must be aged 18 and over and terms and conditions apply. Guarantees and Indemnities may be required. Funding Options can introduce applicants to a number of providers based on the applicants' circumstances and creditworthiness. We are also able to make insurance introductions. Funding Options will receive a commission or finder’s fee for effecting such finance and insurance introductions.

*Eligibility criteria apply - see Tide website for full details.

Funding Options Ltd is incorporated and registered in England and Wales with company number 07739337 and registered office at 4th Floor The Featherstone Building, 66 City Road, London, EC1Y 2AL.

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